Wealth, health and legacy
engineered for the few.
Private advisory for high-net-worth individuals in Thailand. Bespoke strategies built on the AIA Infinite, Elite and Prestige product suites — combining global investment, world-class healthcare and multi-generational protection.
Solutions
Four pillars of prestige planning
Every client begins with a single question: What do you want your wealth to do? The answer shapes a bespoke strategy combining AIA's Infinite, Elite and Prestige product lines.
Build & grow wealth
Access global markets through AIA Unit Linked plans managed by Baillie Gifford, BlackRock and Wellington.
- Infinite Wealth Prestige
- Elite Income Prestige
- Issara Plus
World-class healthcare
Worldwide coverage up to THB 120M per year with access to top hospitals in Thailand and abroad.
- Infinite Care
- Health Happy
- MultiPay CI
Tax optimization
Reduce taxable income up to THB 300,000 per year through qualifying annuity and life insurance premiums.
- Annuity Sure
- Life base plans
Multi-gen legacy
Structure tax-efficient wealth transfer to your heirs through high-sum-assured life policies.
- Infinite Wealth Prestige
- Infinite Gift Prestige
AIA Product Suite
The catalog, curated.
Every product below is officially distributed by AIA Thailand. Tap a category to explore the plans I most often recommend to prestige clients.
Unit Linked — Global wealth succession.
A flagship Unit Linked life insurance solution combining lifetime protection (up to age 99) with access to global mutual funds managed by Baillie Gifford, BlackRock and Wellington Management via AIA Investment Management (Thailand).
- ◆Minimum sum assured lowered to THB 10M (promo May–Jun 2026)
- ◆Premium terms: 5 / 10 / 15 / 20 years
- ◆Coverage up to age 99
- ◆AIA Prestige Club membership
- ◆3 world-class global fund managers
Unit Linked — Income generation for HNW.
Launched January 2026, AIA's newest Unit Linked innovation engineered for high-net-worth clients seeking recurring income streams alongside life protection.
- ◆New 2026 Unit Linked product
- ◆Designed for income generation
- ◆Lifetime coverage option
- ◆AIA Prestige Club benefits
The flexible Unit Linked for every life stage.
Adjustable Unit Linked plan: change your sum assured, top up, partial withdraw or pause premiums as your life evolves. Ideal for clients who want full control of protection and investment in one contract.
- ◆Adjustable sum assured anytime
- ◆Top-up & partial withdrawal
- ◆Premium holiday option
- ◆Access to AIA fund line-up
All products distributed under AIA Thailand. Final terms, underwriting and approval subject to AIA's policies. Unit Linked products carry investment risk — capital is not guaranteed.
Tax optimization tool
How much tax can you legally save?
A live model of your Thai income tax with and without the AIA insurance + annuity strategy. Values are illustrative — we confirm the exact figures together during a private consultation.
Your situation
Gross income from employment / business
AIA strategy you're considering
Deductible up to THB 100,000 (general life allowance)
Deductible up to THB 25,000 (combined w/ life ≤ 100K)
Up to 15% of income, max THB 200,000 (AIA Annuity Sure)
Existing retirement basket (optional)
Employer-related PF — affects the 500K combined cap
Counts toward the 500K combined retirement cap
Estimated annual tax savings
Marginal rate: 25.0% · Effective rate drops from 16.3% to 12.5%
- Expense deduction (50%, cap 100K)
- ฿ 100,000
- Personal allowance
- ฿ 60,000
- ●Life insurance
- ฿ 100,000
- ●Health insurance
- ฿ 0
- ●Annuity (AIA Annuity Sure)
- ฿ 200,000
- Total deductions
- ฿ 460,000
Calculator uses Thailand's 2026 progressive income tax brackets and standard deduction rules. Results are estimates for illustration only and do not constitute tax or legal advice. The exact deductible amount depends on policy certification by AIA and the Thai Revenue Department. Consult your tax advisor before filing.
About
A planner who lives the prestige standard.
I'm WARM — an AIA Thailand authorized advisor specialized in private wealth, world-class healthcare and multi-generational legacy planning. My practice serves a small, curated portfolio of clients who value clarity, discretion and long-term partnership.
From keynote speaker at industry events like The Rich Club to active participation in AIA Vitality programmes, I believe an advisor must embody the products he recommends — financially literate, physically active, culturally rooted.
When we work together, we don't sell you a product. We design a financial architecture that survives recessions, medical emergencies, generational shifts and tax reforms.
Private consultation
One conversation.
Zero obligation.
Tell me about your situation in a 30-minute discovery call. If we don't see fit to work together, you'll still walk away with a clearer picture of your wealth and protection landscape.