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AIA Infinite Wealth Prestige
Unit Linked — Global wealth succession.
The flagship vehicle for high-net-worth families to build, protect and transfer wealth across generations — engineered around AIA's most exclusive Unit Linked architecture.
Strategic value
Why it matters
What this plan actually solves in a prestige client's portfolio.
Bundles a high-coverage life policy with a globally-diversified investment portfolio in a single contract.
Access to fund managers (Baillie Gifford, BlackRock, Wellington) that are normally reserved for institutional clients.
Optimal vehicle for inheritance planning — death benefit passes tax-efficiently to beneficiaries.
AIA Prestige Club perks (concierge, premium hospitals, lounge access, events).
Structure
The details, plainly stated.
- Minimum sum assured
- THB 10,000,000
- Premium payment terms
- 5 / 10 / 15 / 20 years
- Coverage period
- Up to age 99
- Investment platform
- AIA Investment Management (Thailand)
- Fund managers
- Baillie Gifford · BlackRock · Wellington
Plan highlights
- ◆Minimum sum assured lowered to THB 10M (promo May–Jun 2026)
- ◆Premium terms: 5 / 10 / 15 / 20 years
- ◆Coverage up to age 99
- ◆AIA Prestige Club membership
- ◆3 world-class global fund managers
Fit check
Is this plan for you?
We only recommend a product when it actually fits. If your situation matches the profile below, let's talk.
- ✓Business owners and executives with THB 10M+ to allocate
- ✓Families planning multi-generational wealth transfer
- ✓Investors seeking offshore equity exposure inside a Thai-regulated wrapper
- ✓Clients who already maxed out RMF/SSF and need a higher-ceiling vehicle
FAQ
Common questions
Is the capital guaranteed?+
No. Unit Linked products carry investment risk — the value depends on the performance of the chosen funds. The life-insurance death benefit (sum assured) is what's contractually committed by AIA.
What happens if I stop paying premiums?+
Coverage continues as long as the unit redemption value is sufficient to cover policy fees. Once exhausted, the policy lapses. We design the strategy to avoid this scenario.
Can I switch between funds?+
Yes. You can rebalance between AIA's curated fund line-up. We do an annual review together to align with markets and your goals.
Is it tax-deductible?+
The portion qualifying as life insurance premium can be deducted up to THB 100,000/year under the general life insurance allowance, subject to AIA's product certification.
Next step
Get a personalized illustration
A 30-minute discovery call. We model your situation, run the numbers and only proceed if it makes sense.
Verify product details on AIA's official page: https://www.aia.co.th/th/our-products/prestige/aia-infinite-wealth-prestige