เอไอเอ อิสระ พลัส
AIA Issara Plus
The flexible Unit Linked for every life stage.
The Unit Linked that grows up with you — adjust sum assured, top up cash, withdraw partial value, or pause premiums as life changes.
Strategic value
Why it matters
What this plan actually solves in a prestige client's portfolio.
1
Young families: start light, scale up as income grows.
2
Business owners: pause premiums during cash-flow dips without losing coverage.
3
Investors: top up after bonuses or liquidity events.
Structure
The details, plainly stated.
- Sum assured
- Adjustable anytime (subject to underwriting)
- Top-ups
- Allowed — accelerate investment
- Withdrawals
- Partial withdrawal supported
- Premium holiday
- Available if cash value supports it
Plan highlights
- ◆Adjustable sum assured anytime
- ◆Top-up & partial withdrawal
- ◆Premium holiday option
- ◆Access to AIA fund line-up
Fit check
Is this plan for you?
We only recommend a product when it actually fits. If your situation matches the profile below, let's talk.
- ✓Clients aged 28–45 building wealth and family
- ✓Anyone with variable income (founders, sales pros, freelancers)
- ✓Clients who want investment + insurance flexibility in one contract
Next step
Get a personalized illustration
A 30-minute discovery call. We model your situation, run the numbers and only proceed if it makes sense.